Are you aware that you can fulfil you long term dream of being a house owner under the on-going National Housing Programme?
By way of introduction, it is pertinent to state that the President Muhammadu Buhari led Federal Government of Nigeria just recently opened the portal for the on-going National Housing Programme (NHP) in 34 states of the country. The flag off of the ceremony which took place in Abuja few days ago, was led by the Honourable Minister of Works and Housing, Mr Babatunde Raji Fashola.
With the formal opening of the portal, Naijabusiness.com.ng gathered that about 5,000 houses are ready for purchase in 34 states and the FCT. The houses range from 1, 2 to 3 bedroom bungalows and blocks of flats, with the cost of each apartment set at about N7.2 million to N16 million.
It is pertinent to note that two states are excluded in the current phase of the National Mass Housing Scheme, and they are: Rivers and Lagos States. The two states are captured in the final phase of the project (Phase III).
Commenting on how this will work, the Federal Government of Nigeria explained that the process for the allocation of houses will be online. Interest individuals are to fill the form and pay online.
Recall that the issue of housing deficits has been a recurring national issue. Infact, one World Bank report stated that with Nigeria’s estimated population of 150 million (as of then), the country requires at least additional 720,000 housing units per year. In a bid to act on the report and bridge the gap, the FGN introduced the National Housing Programme.
Before explaining how to apply, it is pertinent to note some of the key requirements or documents that one must have before they apply. These documents are;
- Passport photograph: One needs to upload a digital copy of your most recent passport photograph for .JPEG or .PNG format.
- Current Tax Clearance/Pay Slip: It is also imperative to also show the most recent copy of your tax clearance / Pay Slip certificate. This document must be uploaded in a PDF format only.
- Means of Identification (National I.D, Drivers licences, International passport): A digital digital copy of one’s means of identification in .JPEG or .PNG format is required.
- Letter of recommendation from any Primary Mortgage Bank (This is applicable to Mortgage Subscribers)
- Evidence of 10% initial deposit. (for Mortgage Subscribers only)
How to apply
- The first step is to click on the portal HERE.
- After opening the portal, click on register. Once you have done that, it will allow you get access to all the houses listed for grabs in different areas of the country.
- The next step is to select the state where you want the property, then pick any of the available apartment that you want in state. This automatically leads you to the online application process.
- The next step is the Online Application. This stage is vital, as stated earlier, you will be redirected to this page when you click on apply. At this juncture, you will fill your personal information, Job information, then upload the necessary documents we listed above, fill the property information and the declaration page.
- After filling necessary information, click on the application submission button.
- After clicking the submission button, you will be required to pay the application fees for the property of your choice: As of the time of filing this, naijabusiness.com.ng reliably gathered that it is around N10,000.
- After paying the application fees, the Federal Ministry of Works and Housing will review all the applications and only notify successful applicants. If successful, the ministry will send a payment authorization for the property the applicant indicated interest in buying.
- The penultimate step is to pay for the property. As already implied, only successful candidates who receive payment authorization will be eligible at this stage. All applicants are expected to either make outright payment or liaise with one Primary Mortgage Bank (PMB) for payment of the property. Note that the property will be sold on a basis first come first serve.
- Finally, after paying, the Federal Government of Nigeria will allocate the property to successful applicants